Crush Home Loans Crush Home Loans
  • Buy A Home
  • Refinance
  • Today’s Rates
  • Loan Options
    • 30 Year Fixed Mortgage
    • 15 Year Fixed Mortgage
    • Adjustable Rate Mortgage
    • FHA Loans
    • VA Loans
    • Jumbo Loans
    • Reverse Mortgage
  • Popular Tools
    • Pre-Approval Letter
    • Refinance Analysis
    • Mortgage Calculator
  • About
    • Upfront Home Loans
    • Our Team
    • Reviews
    • Contact Me
  • Apply
  • (877) 769-8345
(877) 769-8345 apply now
Upfront Home Loans

Upfront Home Loans offering personalized mortgage solutions, fast customized quotes, great rates & service with integrity.

general

  • Purchase
  • Refinance
  • Today’s Rates

Support

  • Upfront Home Loans
  • Contact Us
  • Privacy Policy

Contact Info

  • 1111 E Katella Ave., Suite 210
    Orange, CA 92867
  • info@upfronthomeloans.com
  • (877) 769-8345
Equal Housing Lender
  • PRIVACY POLICY
  • NMLS CONSUMER ACCESS

Copyright © 2024 | Upfront Home Loans | NMLS #71127 | Licensed In: CA & CO

Sergio Hernandez

94 subscribers

Providing educational content to help homeownership dreams become a reality. By educating on the basics of mortgages, home buying, and real estate investment, I hope to provide the foundation necessary for building wealth through real estate.

NMLS#108378 | DRE#01190068

Sergio Hernandez


💰 What is a DSCR Cash-Out Loan? Unlock Your Property’s Equity! 🏡💼 Thinking about tapping into your investment property’s equity to fuel your next big project or expand your real estate portfolio? A DSCR Cash-Out Loan might be the perfect solution! 🙌 In this video, we’ll cover everything you need to know about DSCR cash-out refinancing, including: 💡 How a DSCR (Debt Service Coverage Ratio) loan works and why it's different from traditional loans 🔑 How you can use your property’s cash flow to qualify for a cash-out refinance—without verifying personal income 💼 Smart strategies for using the cash to reinvest or pay off other debts Whether you're an experienced investor or new to the game, this financing option can be a game-changer for building wealth and taking your real estate investments to the next level! 📈 💬 Got questions? Drop them in the comments, and we’ll help guide you through the process! #DSCRCashOut #RealEstateInvesting #CashOutRefinance #InvestmentProperty #MortgageTips #BuildWealth #passiveincome ___________________________________________________________________________ ***LINK TO BOOK STRATEGY CALL: https://calendly.com/sergio-hernandez/home-buying-consultation 📞 Call or text me: 949-419-2706 Connect with me: Youtube: @sergiohome Instagram: https://www.instagram.com/iamsergiohernandez/ Linked in: https://www.linkedin.com/in/sergio-hernandez-55434114/ This video is for educational purposes only and should not be considered financial advice. Please consult with a licensed professional for personalized recommendations. Sergio Hernandez NMLS 108378 | DRE 01190068, Upfront Home Loans: 1111 East Katella Avenue, Suite 210, Orange, CA 92867, (877) 769-8345. Loans made or arranged pursuant to Real Estate Corporation License Endorsement: 01521133, California Department of Real Estate, NMLS: 71127.

💰 What is a DSCR Cash-Out Loan? Unlock Your Property’s Equity! 🏡💼

Thinking about tapping into your investment property’s equity to fuel your next big project or expand your real estate portfolio? A DSCR Cash-Out Loan might be the perfect solution! 🙌

In this video, we’ll cover everything you need to know about DSCR cash-out refinancing, including:

💡 How a DSCR (Debt Service Coverage Ratio) loan works and why it's different from traditional loans
🔑 How you can use your property’s cash flow to qualify for a cash-out refinance—without verifying personal income
💼 Smart strategies for using the cash to reinvest or pay off other debts

Whether you're an experienced investor or new to the game, this financing option can be a game-changer for building wealth and taking your real estate investments to the next level! 📈

💬 Got questions? Drop them in the comments, and we’ll help guide you through the process!

#DSCRCashOut #RealEstateInvesting #CashOutRefinance #InvestmentProperty #MortgageTips #BuildWealth #passiveincome
___________________________________________________________________________

***LINK TO BOOK STRATEGY CALL: https://calendly.com/sergio-hernandez/home-buying-consultation

📞 Call or text me: 949-419-2706

Connect with me:
Youtube: @sergiohome
Instagram: https://www.instagram.com/iamsergiohernandez/
Linked in: https://www.linkedin.com/in/sergio-hernandez-55434114/

This video is for educational purposes only and should not be considered financial advice. Please consult with a licensed professional for personalized recommendations.

Sergio Hernandez NMLS 108378 | DRE 01190068, Upfront Home Loans: 1111 East Katella Avenue, Suite 210, Orange, CA 92867, (877) 769-8345. Loans made or arranged pursuant to Real Estate Corporation License Endorsement: 01521133, California Department of Real Estate, NMLS: 71127.


0


0

YouTube Video VVV0MW1hTU1pZWJVMjVPSGZrWVVmTXhRLktzRjkxYmhYTXNz



DSCR – Cash Out Loan


Sergio Hernandez


19 views


October 1, 2024 1:33 am


Are you ready to buy a home in California? This video breaks down what you need to qualify, including income and down payment requirements. Learn the key steps to make sure you're financially prepared for homeownership in one of the most expensive markets. Perfect for first-time buyers or anyone looking to understand the basics of qualifying for a mortgage in California. ___________________________________________________________________________ ***LINK TO BOOK STRATEGY CALL: https://calendly.com/sergio-hernandez/home-buying-consultation 📞 Call or text me: 949-419-2706 Connect with me: Youtube: @sergiohome Instagram: https://www.instagram.com/iamsergiohernandez/ Linked in: https://www.linkedin.com/in/sergio-hernandez-55434114/ This video is for educational purposes only and should not be considered financial advice. Please consult with a licensed professional for personalized recommendations. *Educational numbers were based on a 30yr Fixed Rate with Loan Amount $779,964.62, rate of 5.75%/6.50%APR, 680 Fico, 3.50% Down payment. Subject to borrower approval. Sergio Hernandez NMLS 108378 | DRE 01190068, Upfront Home Loans: 1111 East Katella Avenue, Suite 210, Orange, CA 92867, (877) 769-8345. Loans made or arranged pursuant to Real Estate Corporation License Endorsement: 01521133, California Department of Real Estate, NMLS: 71127.

Are you ready to buy a home in California? This video breaks down what you need to qualify, including income and down payment requirements. Learn the key steps to make sure you're financially prepared for homeownership in one of the most expensive markets. Perfect for first-time buyers or anyone looking to understand the basics of qualifying for a mortgage in California.

___________________________________________________________________________

***LINK TO BOOK STRATEGY CALL: https://calendly.com/sergio-hernandez/home-buying-consultation

📞 Call or text me: 949-419-2706

Connect with me:
Youtube: @sergiohome
Instagram: https://www.instagram.com/iamsergiohernandez/
Linked in: https://www.linkedin.com/in/sergio-hernandez-55434114/

This video is for educational purposes only and should not be considered financial advice. Please consult with a licensed professional for personalized recommendations.

*Educational numbers were based on a 30yr Fixed Rate with Loan Amount $779,964.62, rate of 5.75%/6.50%APR, 680 Fico, 3.50% Down payment. Subject to borrower approval.

Sergio Hernandez NMLS 108378 | DRE 01190068, Upfront Home Loans: 1111 East Katella Avenue, Suite 210, Orange, CA 92867, (877) 769-8345. Loans made or arranged pursuant to Real Estate Corporation License Endorsement: 01521133, California Department of Real Estate, NMLS: 71127.


2


2

YouTube Video VVV0MW1hTU1pZWJVMjVPSGZrWVVmTXhRLms3cXZGeVB4SlB3



Can you really afford a home in CA?


Sergio Hernandez


56 views


September 20, 2024 7:50 pm


Before You Sign That Buyer Agreement… Make sure you’re crystal clear on these key points: - How long they’ll represent you - The commission percentage you’re agreeing to - Whether it’s an exclusive or non-exclusive agreement Taking a few extra minutes to review the details can save you major headaches later! #HomeBuyingTips #RealEstateAdvice #BuyerBeware #Homeownership #MortgageExpert

Before You Sign That Buyer Agreement…

Make sure you’re crystal clear on these key points:
– How long they’ll represent you
– The commission percentage you’re agreeing to
– Whether it’s an exclusive or non-exclusive agreement

Taking a few extra minutes to review the details can save you major headaches later!

#HomeBuyingTips #RealEstateAdvice #BuyerBeware #Homeownership #MortgageExpert


10


0

YouTube Video VVV0MW1hTU1pZWJVMjVPSGZrWVVmTXhRLm1XeUFrTVl4eEJv



Protect Yourself The Truth About Real Estate Contracts #firsttimehomebuyer #dreamhome#realestate


Sergio Hernandez


459 views


August 29, 2024 12:00 am


#RealEstateInsights Did you know that when submitting an offer on a house, the seller might not want to pay the buyer's agent commission? It's crucial to have a clear understanding of all the terms before moving forward. Imagine being stuck with a 3 percent buyer's commission because of this! And what if you don't vibe with your real estate agent? It's essential to find someone who truly understands your needs and preferences. Don't settle for anything less than the perfect match! Tap up if you've experienced any of these situations or share your real estate stories in the comments below! #HomeBuyers #RealEstateTips #BuyersAgent #HouseHunting #DreamHome

#RealEstateInsights Did you know that when submitting an offer on a house, the seller might not want to pay the buyer's agent commission? It's crucial to have a clear understanding of all the terms before moving forward. Imagine being stuck with a 3 percent buyer's commission because of this! And what if you don't vibe with your real estate agent? It's essential to find someone who truly understands your needs and preferences. Don't settle for anything less than the perfect match!

Tap up if you've experienced any of these situations or share your real estate stories in the comments below!

#HomeBuyers #RealEstateTips #BuyersAgent #HouseHunting #DreamHome


5


0

YouTube Video VVV0MW1hTU1pZWJVMjVPSGZrWVVmTXhRLkM5cWo4bkZUMHhR



Protect Yourself from Costly Real Estate Mistakes! #firsttimehomebuyer #dreamhome #realestate


Sergio Hernandez


1.1K views


August 27, 2024 12:00 am


Will you they buyer have to pay your real estate agent commission?  Big changes in the real estate industry following the NAR settlement Agreement! Discover what’s changed and how it affects your next home purchase! Let me know your thoughts in the comments.  Do you think this will hurt the consumer?


2


0

YouTube Video VVV0MW1hTU1pZWJVMjVPSGZrWVVmTXhRLkNiQk5mbHhvNXlJ



NAR settlement Changes Everything for HOME BUYERS! #realestate #firsttimehomebuyer


Sergio Hernandez


37 views


August 21, 2024 3:13 pm


Why should you care about the NAR lawsuit? Will you have to pay your real estate agent’s commission? This video will break it down, including the new Buyer’s Agreement Disclosure and how to avoid costly mistakes. ___________________________________________________________________________ ***LINK TO BOOK STRATEGY CALL: https://calendly.com/sergio-hernandez/home-buying-consultation 📞 Call or text me: 949-419-2706 Connect with me: Youtube: @sergiohome Instagram:https://www.instagram.com/iamsergiohernandez/ Linked in:https://www.linkedin.com/in/sergio-hernandez-55434114/ Twitter: https://twitter.com/sergioloans Facebook:https://www.facebook.com/sergio.hernandez.585/followers Sergio Hernandez NMLS 108378 | DRE 01190068, Upfront Home Loans: 1111 East Katella Avenue, Suite 210, Orange, CA 92867, (877) 769-8345. Loans made or arranged pursuant to Real Estate Corporation License Endorsement: 01521133, California Department of Real Estate, NMLS: 71127.

Why should you care about the NAR lawsuit? Will you have to pay your real estate agent’s commission? This video will break it down, including the new Buyer’s Agreement Disclosure and how to avoid costly mistakes.
___________________________________________________________________________

***LINK TO BOOK STRATEGY CALL: https://calendly.com/sergio-hernandez/home-buying-consultation

📞 Call or text me: 949-419-2706

Connect with me:
Youtube: @sergiohome
Instagram:https://www.instagram.com/iamsergiohernandez/
Linked in:https://www.linkedin.com/in/sergio-hernandez-55434114/
Twitter: https://twitter.com/sergioloans
Facebook:https://www.facebook.com/sergio.hernandez.585/followers

Sergio Hernandez NMLS 108378 | DRE 01190068, Upfront Home Loans: 1111 East Katella Avenue, Suite 210, Orange, CA 92867, (877) 769-8345. Loans made or arranged pursuant to Real Estate Corporation License Endorsement: 01521133, California Department of Real Estate, NMLS: 71127.


3


0

YouTube Video VVV0MW1hTU1pZWJVMjVPSGZrWVVmTXhRLjRnc3Azek1feVo4



Today we are talking about how the NAR settlement could affect your wallet when buying a house!


Sergio Hernandez


29 views


August 21, 2024 3:00 pm


Thinking about buying a home in 2024? 🏡 Start with these essential steps! 📋 Ready to dive deeper? Comment with the word GUIDE for your homebuying roadmap. Let’s make your homeownership dream a reality! ⁣ ⁣ NMLS 108378 | DRE 01190068⁣ ⁣ HomeBuying2024 #RealEstateTips #FirstTimeHomeBuyer #DreamHome #MortgageAdvice #HouseHunting #NewHomeJourney #RealEstateExpert #HomeBuyingGuide #homeownership

Thinking about buying a home in 2024? 🏡 Start with these essential steps! 📋 Ready to dive deeper?

Comment with the word GUIDE for your homebuying roadmap. Let’s make your homeownership dream a reality! ⁣
⁣
NMLS 108378 | DRE 01190068⁣
⁣
HomeBuying2024 #RealEstateTips #FirstTimeHomeBuyer #DreamHome #MortgageAdvice #HouseHunting #NewHomeJourney #RealEstateExpert #HomeBuyingGuide #homeownership


7


0

YouTube Video VVV0MW1hTU1pZWJVMjVPSGZrWVVmTXhRLmQtdzdKNmE0NW1v



Want to Buy a Home in 2024?


Sergio Hernandez


416 views


July 18, 2024 4:49 pm


REMINDER FOR MILLENNIALS WITH HOMEOWNERSHIP GOALS: Yes, buying a home was more affordable 5 years ago. And yes, people back then also thought they missed the boat from 5 years prior. Don't dwell over the past; it's in seizing what's to come. The future is where your home awaits. Let's move forward, not backward. Contact me today to get started on a plan to make homeownership a reality! Let me know your thoughts in the comments NMLS 108378| DRE 01190068 #FutureHomeowners #MillennialMindset #StartNow #carealestate #realestategoals #finance #realestateagents

REMINDER FOR MILLENNIALS WITH HOMEOWNERSHIP GOALS:

Yes, buying a home was more affordable 5 years ago. And yes, people back then also thought they missed the boat from 5 years prior. Don't dwell over the past; it's in seizing what's to come. The future is where your home awaits. Let's move forward, not backward. Contact me today to get started on a plan to make homeownership a reality!

Let me know your thoughts in the comments

NMLS 108378| DRE 01190068

#FutureHomeowners #MillennialMindset #StartNow #carealestate #realestategoals #finance #realestateagents


5


1

YouTube Video VVV0MW1hTU1pZWJVMjVPSGZrWVVmTXhRLmNGLXRpYk84Y0hB



Reminder to all MILLENNIALS who FEEL BEHIND! #realestate #realestateinvesting #homeownership


Sergio Hernandez


251 views


March 8, 2024 1:17 am


Remember: 1. Job stability is key 2. The down payment should be authentic! 3. Stick to your primary residence plan! Let's make your homeownership dreams a reality! (NMLS 108378 | DRE 01190068)

Remember:
1. Job stability is key
2. The down payment should be authentic!
3. Stick to your primary residence plan!

Let's make your homeownership dreams a reality!

(NMLS 108378 | DRE 01190068)


114


6

YouTube Video VVV0MW1hTU1pZWJVMjVPSGZrWVVmTXhRLjVqOHFJUS1ZZmpz



Do not Do this when you apply for a mortgage!


Sergio Hernandez


4.2K views


January 23, 2024 9:24 pm


Load More…


Subscribe

leadPops